Risk Analysis Results
Awaiting Evaluation
Enter the applicant's financial parameters on the left and submit to view prediction details, credit health score, and plain-English narrative explanation.
Evaluating Risk...
Preprocessing variables, executing XGBoost ensemble, and calculating local SHAP features...
Evaluation Failed
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Approved
85%
Payback Health
Empathetic Decision Explanation
AI-GeneratedTop 3 Decision Drivers
Model Performance Metrics
| Trained Date | - |
| Accuracy | - |
| Precision | - |
| Recall | - |
| F1 Score | - |
Complete SHAP Feature Impacts
Submit an application to view SHAP waterfall graphic.
Application History (Current Session)
| Time | Amount | FICO | Income | Inquiries | Verification | Decision | Health Score | Action |
|---|---|---|---|---|---|---|---|---|
| No applications evaluated in this session. | ||||||||